Account Opening

This process allows us to get the paperwork ready for you when you stop by a branch. This will take about 5 minutes.

You will need the following items:
- Current Government Issued Photo ID (Examples: Driver's License, State ID, Passport)
- U.S. Social Security number
Select a branch to go to complete the paperwork for your new account. *
Are you a current Better Banks' customer?*

Yes, I currently have accounts with Better Banks.No, I am a new customer.

Welcome to Better Banks!
ELIGIBILITY

All applicants must be U.S. citizens. Resident aliens and non-resident aliens may apply at a branch.
Are you a U.S. Citizen?*

YesNo

To qualify for online account opening, you must be a U.S. Citizen. If you have any questions please reach out to us at (309)243-1000.

Legal
Are you subject to backup withholding?*

I am not subject to backup withholding. I am not subject to backup withholding because (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, (c) the IRS has notified me that I am no longer subject to backup withholding and I am a U.S. person (including U.S. resident alien), or (d) I am exempt from FATCA reporting. (This is most common.)I am subject to backup withholding. I am subject to backup withholding because I have been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest and dividends, I am a U.S. person (including U.S. resident alien), and I am exempt from FATCA reporting. (You will know if this applies to you.)
Authorization*

I certify the accuracy of the above information and authorize Better Banks (the "Financial Institution") to access my credit file(s) to authenticate my identity and facilitate the processing of this application for this Better Banks account only. I understand that I may be asked questions based on the information in my credit file(s) as part of this process. I also understand that the Financial Institution may review my credit history and past banking relationships before accepting this application.
Disclosures

Please review the account disclosures and agreements below.
Clicking the box(es) indicates that you have read and agree to the disclosures. You also agree that the Internet access device(s) you will use to receive the related legal disclosures, agreements, online account signature form and the instructions meet(s) the system requirements described in the disclosures aforementioned; and you consent to receiving the related legal disclosures, agreements, online account signature form and the instructions electronically. When the form is submitted, the terms and conditions content text is sent as well.
To view or download the Fee Schedule: Fee Schedule
E-Signature Agreement*

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Welcome to Better Banks!

Legal

Disclosures